Construction Insurance

Our specialized Construction Division is a team of professionals dedicated to the insurance and bonding needs of the construction industry.  Winter-Dent represents many top construction insurers and can develop insurance, risk management and bond programs for any type of commercial and residential construction company including, but not limited to:

  • Building Contractors
  • Excavation and Grading of Land
  • Highway, Street and Road Construction
  • Mechanical and Electrical
  • Concrete Contractors
  • Landscaping

We take pride in providing responsive and creative solutions to a wide range of contractors – large, medium and small.

Comprehensive Coverage Programs

We start by structuring comprehensive, quality, cost-effective coverage for your business, but we don’t stop there.  We work closely with you to match your unique needs to a custom-tailored package that’s perfect for your business.  We’re an independent agent representing many quality carriers.  We don’t work for any one insurance company, so we can work more effectively for you.

  • Property and Mobile Equipment Insurance
  • Liability
  • Auto Fleet
  • Workers Compensation
  • Umbrella
  • Pollution
  • Design / Build Errors & Omissions
  • Other construction-specialized insurance coverages
  • Construction Surety Bonds – Bid Bonds, Performance and Payment Bonds, Maintenance Bonds, Land Reclamation Bonds and other miscellaneous bonds

Safety Services

In recent years, onsite safety management expertise at construction sites to oversee day-to-day activities has been recognized as an important factor in reducing injuries, illness and fatalities.  The safety focus at Winter-Dent has provided clients with onsite daily oversight, safety meetings, audits of programs and activities, interface with construction managers, interface with subcontractors and regulatory interpretation.  We understand that your loss control needs are unique to your specific business, and must be designed with your location in mind. 
When we work with a contractor, our focus for loss prevention is:

  • Analyze your claims history
  • Review your current policies and programs
  • Develop a comprehensive risk management strategy
  • Coordinate the resources available
  • Help you implement the plan

The results are positive cost-savings.  We try to impart a “Culture of Safety” by training your entire organization to make safety a part of your everyday work routine.  Loss prevention becomes systemic.  Our goal is to create cost-effective strategic plans that will results in fewer losses for your organization.