Agribusiness

Your challenges are diverse, unpredictable, unique and constantly evolving. That’s why it’s critical to work with an insurance partner offering proven experience in the specialized needs and risks inherent to agribusinesses.

At Winter-Dent, we’ve made focused protection for agribusiness our business. Our Agribusiness Division is dedicated to the specialized services, strategies and products you need to succeed.

We operate in a multi-state area with primary emphasis in the Midwest. Winter-Dent represents many top Agribusiness Insurance Carriers and can provide insurance programs for all types of Agribusiness including, but not limited to the following:

  • Grain Elevators
  • Feed Mills
  • Fertilizer and Chemical Dealers
  • Seed Plants
  • Feedlots
  • Commercial Farming Operations
  • Farm Equipment Dealers
  • Farm Stores
  • Nursery/Greenhouses
  • Dairy Farms & Processing
  • Bulk Retail Petroleum Delivery
  • Grower/Packer/Shipper
  • Food Processing

It’s Your Livelihood. Make Sure It’s Protected.

Whether you’re a local grower or a large cultivator, we understand the value of insuring your greatest asset. At Winter-Dent, we’re dedicated to providing the agricultural coverage and services you need to keep your farm or ranch protected – so you can focus on maintaining a smooth operation.

Designing a specific policy with us gives you the options of coverage in the following areas:

  • Farm Livestock Insurance
  • Equine Insurance
  • Farm Equipment Insurance
  • Farm Dwelling Insurance
  • Farm Structures Insurance
  • Farm Auto Insurance
  • Farm Umbrella Insurance
  • Farm Liability Insurance
  • Crop Insurance
  • Farm Owners Insurance

Comprehensive Coverage Programs

We start by structuring comprehensive, quality, cost-effective coverage for the broad needs of your business. But that’s not where we stop. We work closely with you to match your unique needs to a custom-tailored package that’s perfect for your business. We’re an independent agent representing many quality carriers. We don’t work for any one insurance company, so we can work more effectively for you.

  • Property - Options for one blanket limit location or separate limits
  • Liability - Options for contractual agreements, employee benefits, pollution, premises and products completed operation, and more
  • Auto - Options for liability and physical damage
  • Workers Compensation
  • Umbrella
  • Business Income – Select coverage that best suits your needs (earnings, rental, and/or extra expenses)
  • Specialized Coverage - Computer/Data, Off-Premise Utility Service Interruption, Property In-Transit
  • Agri Coverage Enhancements specific to your needs- such as tank leakage, wrongful delivery, seedmans, accidental discharge, errors & omissions, and more
  • Grain Warehouse & Dealer Bonds

Safety Services

Our personalized approach to loss control means we listen carefully to your needs and develop practical, cost effective plans that reduce exposure to loss. The most important service we offer is helping clients prevent losses in the first place while preparing to recover from losses should they occur. We consider ourselves your risk consultant, first and foremost.

When you work with Winter-Dent’s loss prevention and safety consultants, we help you analyze your claims history, review current policies and programs, develop a comprehensive risk management strategy and successfully implement the plan.

We work to promote a “culture of safety” with training resources for your entire organization that help make safety a systematic part of everyday work routines. Our goal is to create cost-effective strategic plans that produce fewer losses and ultimately, lower costs for your organization.