Your challenges are diverse, unpredictable, unique and constantly evolving. That’s why it’s critical to work with an insurance partner offering proven experience in the specialized needs and risks inherent to agribusinesses.
At Winter-Dent, we’ve made focused protection for agribusiness our
business. Our Agribusiness Division is dedicated to the specialized services, strategies and products you need to succeed.
We operate in a multi-state area with primary emphasis in the Midwest. Like many agencies, we serve a broad array of clients and industries with comprehensive products and services. Unlike most agencies, Winter-Dent professionals are highly specialized and dedicated to in their own areas of expertise.
We don’t believe in cookie-cutter approaches. Instead, we’re structured and staffed to deliver custom-tailored solutions for each customer’s unique requirements. You can expect your business to be managed by a high-focus, high-service specialty team with deep experience in agribusiness insurance and risk strategies.
Industry Experience
Representative agribusiness programs at
Winter-Dent include:
- Grain Elevators
- Feed Mills
- Fertilizer and Chemical Dealers
- Seed Plants
- Feedlots
- Commercial Farming Operations
- Farm Equipment Dealers
- Farm Stores
- Nursery/Greenhouses
- Dairy Farms & Processing
- Bulk Retail Petroleum Delivery
- Grower/Packer/Shipper
- Food Processing
Comprehensive Coverage Programs
We start by structuring comprehensive, quality, cost-effective coverage for the broad needs of your business. But that’s not where we stop. We work closely with you to match your unique needs to a custom-tailored package that’s perfect for your business. We’re an independent agent representing many quality carriers. We don’t work for any one insurance company, so we can work more effectively for you.
- Property - options for one blanket limit location or separate limits
- Liability - Options for contractual agreements, employee benefits, pollution, premises and products completed operation, and more
- Auto - Options for liability and physical damage
- Workers Compensation
- Umbrella
- Business Income - earnings, rental, and/or extra expenses
- Specialized Coverage - Computer/Data, Off-Premise Utility Service Interruption, Property In-Transit
- Agri Coverage Enhancements - such as tank leakage, wrongful delivery, seedmans, accidental discharge, errors & omissions, and more
- Grain Warehouse & Dealer Bonds
Safety Services
Our personalized approach to loss control means we listen carefully to your needs and develop practical, cost effective plans that reduce exposure to loss. The most important service we offer is helping clients prevent losses in the first place while preparing to recover from losses should they occur. We consider ourselves your risk consultant, first and foremost.
When you work with Winter-Dent’s loss prevention and safety consultants, we help you analyze your claims history, review current policies and programs, develop a comprehensive risk management strategy and successfully implement the plan
We work to promote a “culture of safety” with training resources for your entire organization that help make safety a systematic part of everyday work routines. Our goal is to create cost-effective strategic plans that produce fewer losses and ultimately, lower costs for your organization.
